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"Working with PMC’s PayGo program gave me the opportunity to secure a large Workers' Compensation account for a Not For Profit client, who I already written the Property & Casualty coverage for. Due to poor customer service and payment plans from the prior carrier, my client was eager to secure a new policy. PMC’s underwriting staff took the time to explain the PayGo program on a conference call so my client was at ease with the transition. I would recommend this service to any agent or broker who needs a viable Workers' Compensation option."

- Schuyler W. Hellings
  Account Executive
  CH Insurance Brokerage
  Syracuse, NY
 
  FREQUENTLY ASKED QUESTIONS   
worker comp
 
What is PMC's turnaround time?
 
What carriers does PMC write with?
 
What states can PMC write in?
 
Can PMC write high mods?
 
What size accounts will PMC write?
 
What classes of business can PMC write?
 
What is needed to start doing business with PMC?
 
Can PMC write new ventures?
 
Does PMC have a market for difficult accounts such as those cancelled for non payment; coming out of a PEO; off anniversary or may have had an adverse loss problem?
 
What happens after the account is bound?
 
What do I do if my account contact is not available?
 
 
  What is PMC's turnaround time?  
  We are proud of our ability to find the right solutions for our agents in the time frames they require. Our in-house resources and longstanding relationships with our carriers allow us to turn around quotes in many instances in less than 24 hours.
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  What carriers does PMC write with?  
  PMC currently represents several carriers whose wide underwriting scope enables us to provide competitive quotes for almost all types of workers' compensation risks.
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  What states can PMC write in?  
  PMC can write in most states depending on premium size and exposure. Please refer to the state & premium eligibility chart for more details.
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  Can PMC write high mods?  
  In general, under $100,000 in standard premium, an eligible mod is between .70 and 1.8. For accounts over $100,000 in standard premium, there is no minimum or maximum. Please refer to the mod requirements chart for more details in your state.
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  What size accounts will PMC write?  
  Our markets have the ability to write accounts from $3500 and up, depending on state and class of business. See submission guidelines.
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  What classes of business can PMC write?  
  PMC can write workers' comp in a broad range of classes, including the more difficult classes such as contractors, truckers, restaurants, nursing, hotels, manufacturing and more.
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  What is needed to start doing business with PMC?  
  Give us a call! Our sales staff is always happy to discuss opportunities with new agents. We require a signed Producer Agreement and a copy of the agent's license and E&O Dec page. To start the submission process we need an Acord 130 applications and the most recent experience modification worksheet.
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  Can PMC write new ventures?  
  Yes. In most states we can write workers' comp for new ventures in any class of business.
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  Does PMC have a market for difficult accounts such as those cancelled for non payment; coming out of a PEO; off anniversary or may have had an adverse loss problem?  
  Yes, we have solutions to all of the above.
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  What happens after the account is bound?  
  A binder will be issued and a Customer Service Representative will be assigned to your account who will handle all aspects of the account from the time of binding to expiration.
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  What do I do if my contact is not available?  
  At PMC, service is our highest priority. If your Sales Executive is not available, ask the operator to direct you to someone who will be of assistance in their absence.
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Workers Comp FAQs

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